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Profile photo of a State Farm Agent named: Joe Fagan

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State Farm® Insurance Agent

Joe Fagan

6909 Highland Road
Waterford, MI 48327-1648

On M-59 Between Airport Rd and Hospital Rd. Directly east of the Suburban Ford dealership.

Profile photo of a State Farm Agent named: Joe Fagan

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!


6909 Highland Road
Waterford, MI 48327-1648



I was born and raised in Hartland, MI, about 20 miles outside of Waterford Township. I’ve been in the insurance industry since 2014 where I was a team member for another agent before opening my own office. My experience at my office has taught me how to provide the highest degree of protection for our customers, ranging from auto insurance, homeowners insurance, renter’s insurance, life insurance, and financial services. Before opening Joe Fagan - State Farm I was in the trades as a commercial plumber. Please stop in if you’re relocating to Waterford Township, Clarkston, White Lake, Highland, West Bloomfield, Milford, Commerce Township, Rochester Hills, Livingston, Oakland or Genesee county – myself and my team would love to assist.

I enjoy spending time outdoors in Michigan. In the summer, I take advantage of our rivers and lakes. I played sports growing up in Hartland, such as playing basketball and football. I still like to keep up with our local sports teams such as the Waterford Mott Corsairs and Waterford Kettering Captains high school football teams. I’ve been happily married to my wife, Angie, for the past 10 years. We have three great kids Cassidy, Colton and Henry who keep us very busy, but wouldn’t have it any other way. We love to support the Waterford Youth Assistance program and Real Men Wear Pink.

My State Farm Insurance office is in Waterford Township, MI. We opened our doors in September of 2017. I feel blessed to be in Waterford, which is such a welcoming community. I really enjoy Oakland County and plan to take advantage of everything it has to offer. I am excited for the opportunity to help customers with insurance and financial services to help prepare them for life’s unexpected. Please stop in sometime to meet my amazing team!

Updated July 2024

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

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The mission of Joe Fagan State Farm is to provide Waterford Township, and surrounding Oakland County, with insurance coverages that they can count on. Our office can help with auto insurance, homeowners insurance, renters insurance, life insurance, business insurance, boaters insurance, business insurance and much, much more! Stop in and meet with our experienced insurance team to stay properly protected!

Teamwork is at the top of the priority list in our office. Our staff is experienced, compassionate, and ready to serve you!


Jennifer Enoch

Account Representative

Jennifer works at the Joe Fagan State Farm Insurance Office and has been in the industry for the past 18 years. Jennifer grew up in Allen Park, MI and attended school at University of Michigan. Jennifer enjoys helping people and ensuring their family is properly protected with Life Insurance.

Danielle Zaratzian State Farm Agent Team Member

Danielle Zaratzian

Insurance Account Representative

Danielle has worked for State Farm for 4 years as an Insurance Account Representative. Danielle grew up in Clarkston but has since resided in Waterford where she is a true valued member of the Joe Fagan staff. She values the knowledge she can provide our customers daily. If you have a question, she is sure to know the answer. Danielle is also the proud owner of an adorable Golden Retriever, Sawyer. Sawyer plays an important role at Joe Fagan’s Agency as well. Sawyer joins Danielle as she provides customer care at the office. If you are stopping by the office, please say hello! Outside of the office, Danielle enjoys concerts and boating.

Kim Kellam State Farm Agent Team Member

Kim Kellam

Account Representative

Kim joined Joe Fagan's Agency in 2021 as a Team Member. She prides herself in successfully providing customers with better insurance and cost savings! "It's such a great feeling!" Kim focuses on laughter as a support to a highly dedicated and motivated work day. Kim resides in White Lake, MI, and loves to be outdoors. Reach out to Kim for complete knowledge of insurance. She will be sure to leave you with a smile and a complete insurance package.

Justin Horton State Farm Agent Team Member

Justin Horton

Account Representative

Justin joined the team in 2023 as an Account Representative. "Educating and helping customers to make the most informed decisions" is what he enjoys most. Justin grew up here in Michigan and lives locally as well. He is an avid hunter and enjoys camping. Justin is a master at the grill and loves to try out any new recipe on the BBQ. If you happen to chat with Justin, be sure to share some of your BBQ favorites.

Ethan Khanuja State Farm Agent Team Member

Ethan Khanuja

Office Representative

Ethan has been part of the Joe Fagan team for almost 3 years. He recently became a certified representative. Ethan grew up in Waterford and is currently on break from Michigan State University for the summer. Meeting and talking with new people every day is one of his favorite things about working in the community. Ethan is extremely talented at soccer and also enjoys fishing in his spare time. Be sure to take a moment to say hello to Ethan.

Aiden Reynolds State Farm Agent Team Member

Aiden Reynolds

Account Representative

Aiden works as an Office Representative at Joe Fagan's Insurance Agency. Aiden joined our team 9 months ago and has been an excellent addition. Aiden was born and raised in Waterford. Aiden is an extraordinary baseball player and has committed to play for Lansing Community College this fall. Aside from playing baseball, Aiden enjoys playing spike ball and volleyball on the beach with his buddies. Aiden loves helping people in the community and will always try to make their day easier.

Holly Waxler State Farm Agent Team Member

Holly Waxler

Office Representative

Holly works part-time at Joe Fagan Insurance in Waterford, MI. Holly joined our team in early 2023 with a vast amount of experience in office and administrative work. She is married and has a son and daughter. Holly's family is very adventurous and are always onto their next excursion. They enjoy fishing, gardening, traveling, skiing/snowboarding, and boating.

Ace Miller State Farm Agent Team Member

Ace Miller

Ace recently joined our team in April 2024 as an Account Representative. He grew up in Rochester Hills and now resides in White Lake. When Ace's thrifting days are over for the summer, he has committed to attend Michigan State University this fall. His favorite thing about working within the community is calling on potential leads. Give Ace a warm welcome if he answers the next time you call.

Allana Kimmerer State Farm Agent Team Member

Allana Kimmerer

Allana recently joined our team in April 2024 as an Account Representative. She is an Oakland County native and still resides in Auburn Hills. Allana has committed to attend Michigan State University in the fall. Congratulations! Her favorite thing about working within the community is connection with new people. Please give Allana a warm welcome.

Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.